What do we cover?

At IRCS we offer a range of covers from Motor Fleet to Commercial Combined.

motor fleet

Vehicle cover for 2 or more cars

Commercial COmbined

Complete, comprehensive business cover in one single policy

Contractors all Risks

Coverage for property damage and third-party injury or damage claims.

goods in transit

Covers items from theft, loss or damage while they are being transported by vehicle

property owners

All in one policy which covers many aspects of your rental property.

combined liabilities

 Covers Public and/or Employers Liability .

Tradesman

Covers a range of aspects depending on your needs.

professional indemnity 

Protects business owners if a client claims the service is inadequate.

directors & officers

Covers the cost of compensation claims made against your business's directors and key managers for alleged wrongful acts

marine cargo

Covers your goods for any loss or damage while in-transit on the ocean.

high net worth

High net worth policy benefits customers who have particularly valuable assets.

legal expenses

Covers the costs involved in pursuing your case, usually from the point that it becomes necessary to issue a claim.