Contractors All Risks policies are seen as the ‘ultimate protection’ the reason for this is, as a contractor you a responsible for a number of things, from tools and materials to people.
As opposed to a named peril policy an All Risks policy works in the opposite way, rather than covering only named policies an All Risks policy covers everything other than excluded perils. This makes the policy much easier to comply with.
Obviously, a Contractors All Risk policy will not cover every single possible loss as usual exclusions will apply and be listed on the policy.
A policy taken out with IRCS will be tailored to your exact needs and we will draw you to all the exclusions in your policy to ensure that you are able to comply with these, should you not be able to we can find an alternative Insurer who will best suit your needs.