Business legal expenses insurance cover will vary between providers, but there are some things that typically it can't help with. These might be:

​

• Issues that started before you bought the policy.

• Legal costs you pay out before your claim is accepted.

• Claims where the likelihood of success, or ‘reasonable prospects of success’ are evaluated as being less than 51% at any time.

• Anything specifically excluded; the relevant policy documentation will set out what is and what is not covered.